Car Insurance Companies in the UK

[nimbles]

Hi guys, some completely non computer related advice.

I'm thinking of transferring my old man's clapped out Nissan Micra (E Reg :eek: ), to my name so that i can build up a couple of years no claims on the cheap before getting a decent car.

Any of you guys recommend any good insurance compaines other than the ones you see on the television? Direct line who are my old man's insurer, have said they would charge me ~£360 Thirdparty Fire & Theft with one year's no claims to start with (because they know my current driving history- i've been a named driver on the car for the last 7 years- but always too expensive for me to switch till the rest of the family passed their tests as this was the designated "learner car" :rolleyes: )

anyway went to Tesco and Admiral and they both quoted similar but slightly cheaper for (~£350 ball park) but starting with no noclaims.

From a hassle point of view i guess £10 doesn't warrant the extra headache of transfering companies, just wanted to know if there are any others i should give a try first.

I'm about to turn 26, registered address is a leafy suburb in southwest london, and its even got garage/driveway parking- i was kind of expecting to pay considerably less- i don't evn know if the car is worth £360 :laugh:

any help/advice apreciated

[Lazza]

Mopving this to lounge for you m8 as not PC related ....

[Ogs]

i know you asked for non-comercially advertised but norwich union direct have been very good for my friends who are young and/or have had driving convictions.

ave you taken your pass+ ?? this knocked my m8s insurance down £1100 on a fully comp nissan primera (W reg) so that is worth doing as in a year you could save the price of the course

[nimbles]

sorry Lazza- should have been able to work that out :insane:

Thanks Steve, i'll give them a call/check their internet out.

My Old man called them and they said 360, I then went to the site and it came up to £320 with 1 years no claims, then went back to see how much the noclaims affected it came out to £290 with no noclaims :confused:

he's now got back to directline and they've said i can get it for £290 with 1 year included- this is so wierd.

I've been contemplating taking the advanced test- just waiting till i have have some free time- definitely will be considering it nearer the time when i buy a nice shiny new car myself- at the moment being a student the micra is fine- nobody wants to steal it and i can do the repairs my self with a hammer, a flathead scredriver and an adjustable wrench :laugh:

[hollie.weimeraner]

Try esure.co.uk - They only do fully comp I think, daft as it seems, it's sometimes cheaper. They have an online quoting system so give em a try.

[nimbles]

i can't!! not with that Michael Winner advert :laugh:

thanks dude will give it a shot

[TierraDelFuego]

not that i like the Elephant advert, but for me, their insurance has been so cheap, and they have a 10month accelerator, where you pay up front for 10 months and get a year added to your no-claims.

[nimbles]

yup gonna give Elephant a try now- esure told me sod off cos i didn't have 4 years no claims :eek: - it said "try our sister company- first alternative"- shudder straight away michael winner pops into my head

[TierraDelFuego]

the man (read weasel) needs shooting :)

[Expendable]

Try www.its4me.co.uk they do online quotes been the cheapest for me

[PhilEnfield]

If you haven't already sorted it, try :

http://www.quotes-endsleigh.co.uk/insurance/MotorQuickQuote/MotorQuickQuote.asp?

I know a few young drivers, who got a good deal here.

It's worth ringing them too, rather than accept web quote.

As above Pass + will make a big difference .... well worth the investment.
When my m8 got his, they told him 2 bits of info that will keep the cost down more :

1. Low annual mileage
2. Garaged overnight

HTH

[jsingh7]

Head over to www.confused.com (http://www.confused.com) and they get quotes from loads of insurers with one set of details.

Try the same at autotrader.co.uk's similar service and they may find one cheaper than confused..

[Virgin San]

Another vote for elephant here, the 10 months thing is a good idea for someone with 0 no claims discount and elephant did it at the lowest rate for me.

Though I agree, their ads are crap :)

[leadan]

try Liverpool Victoria,they gave my mrs 50% discount on her micra 1.0 (j reg) and she had only passed her test a few days.
Cost her (sorry,cost me) £240 fully comp.

[pcp]

i wish i could afford to insure my own car:bawling:

another joy of living in northern ireland, rip off insurance, tried that endsleigh one :

this vehicle has not been modified from the manufacturers standard, and is owned by ********** and registered to **********, and is kept in the postcode district **** ***
**********, an Architectural Technician aged 25 is the only driver
**********has 3 years no claims bonus, which is not protected against future claims
**********has a Full UK licence for at least a year and has been permanently resident in the UK for 25 years
**********l has had no accidents or convictions in the last five years, has never been disqualified from driving or previously declined insurance and does not suffer from any medical condition that may affect his ability to drive
£1283.38!!!!

thats only for a pug 306 :saywhat:

[Shinko]

Try screentrade.co.uk Cheaper than LTSB even though its part of the company !!!